The Day I Killed My Credit Card

14 July 2014. A day that will be engraved in Cheryl history as the day that I won a small but significant battle in my fight for financial freedom. I’ll be honest. I’ve closed credit cards before. There have been cycles in my life where I used to get mad...

When Heroes Fall

Everybody wants a hero. Not too many volunteer to be one. Let’s face it: a true hero is fictional. They come alive on 3D screens and dominate the focus of media coverage. But deep down, we all know the deal. Someone is about to fall. It’s a familiar story… someone...