Why Your Bad Habits Will Bankrupt Your Life
Habits form our character but our core beliefs form our habits. No one needs to name and shame the bad habits in your life. You are keenly aware of it. Whether the crime is indulging in time wasters like binge series watching and mindless social media surfing, to more serious choices like staying in toxic […]
Five Mindset Shifts That Will Turn You Into A Money Genius
Too many people dream of having more. Far too few take simple, practical steps to alter their financial future. I too, at one stage in my life, resented rich people who seemed to have it all. I bemoaned the fact that I was born on the wrong side of the tracks. Other people were born […]
How Getting Married Can Change Your Financial Landscape
“I used to be a shopaholic”, I tell people. My emphasis on the past tense is a way to reassure myself that my financial life is changing. That I am changing. And in many ways, I am. What has changed is the fact that I now use cash instead of credit when I buy anything. That’s […]
The Day I Killed My Credit Card
14 July 2014. A day that will be engraved in Cheryl history as the day that I won a small but significant battle in my fight for financial freedom. I’ll be honest. I’ve closed credit cards before. There have been cycles in my life where I used to get mad at myself and resolve that […]
Levels And Layers
I’ve been realising more and more how we experience and live life through ‘levels and layers’. The friends you had in high school are now weird looking adults with marital appendages and oggly googly offspring to boot. Your junk-food eating and animal-like partying tendencies eventually catch up and suddenly a new decade sneaks up on you, resulting […]