Why Your Bad Habits Will Bankrupt Your Life

Habits form our character but our core beliefs form our habits. No one needs to name and shame the bad habits in your life. You are keenly aware of it. Whether the crime is indulging in time wasters like binge series watching and mindless social media surfing, to more...

The Day I Killed My Credit Card

14 July 2014. A day that will be engraved in Cheryl history as the day that I won a small but significant battle in my fight for financial freedom. I’ll be honest. I’ve closed credit cards before. There have been cycles in my life where I used to get mad...

Levels And Layers

  I’ve been realising more and more how we experience and live life through ‘levels and layers’. The friends you had in high school are now weird looking adults with marital appendages and oggly googly offspring to boot. Your junk-food eating...